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Although consumption habits generally depend on socio-cultural and economic conditions, they are also affected by technological trends. Consumer behavior patterns are affected by many factors. One of the most important ones is digital payment trends. Digital payment trends directly affect…

Artificial intelligence (AI) has revolutionized different business operations by making work faster and cheaper across all industries. Thanks to its skills such as data analysis, automation and prediction, AI aims to increase efficiency in all business processes and provides great…

Robo-advisors is one of the new technologies that facilitates the management of investors both during and after the investment process. Robo-advisors, one of the most popular financial service models in the Fintech field in recent years, offer accurate investment strategies…

Did you know that social media activities are as effective in the credit scoring process as issues such as our consumption habits and bank history? This type of private life-related data is also collected in the data integrity called big…

Fintech entrepreneurship grows on innovation, and there are several ways you can get fresh and inspired concepts to the financial sector. You can apply AI algorithms for risk rating, and cheat detection, and you provide customer service. Also, you can use…

Fintech lending is a financial concept we have heard very often in recent years. Simply different from traditional loan policies and packages, it includes technologies that accelerate loan application processes offered by fintech companies to users. Generally, unlike traditional banking…

There are various methods to be informed about the new innovations in banking for regulators. Since they must be adapted to new solutions and new methods in fintech, they should follow current developments and monitor new projects in this subject.…

One of the concepts that have an important role in the Fintech sector is regtech. Regtech is an abbreviation of the words regulation and technology. Regtech offers compliance improvements for fintech companies. In short, it means regulation technology. While fintech…

Industry 4.0 is an industrial revolution that defines digital transformation in almost every sector, bringing new investment in robotics and automation processes. Compared to traditional methods, Industry 4.0 increases digitalization and automation in production and supply processes in almost every…

In general terms, challenger banks are types of banks that substitute traditional banks for customers. These banking services are generally more accessible, as it is provided online and used through mobile applications, compared to traditional banking. The most well-known features…